Surrogacy agency accepts both “in-network” and “out of network” insurance. We work with Aetna, Anthem Blue Cross, Blue Shield, Cigna, Healthnet, Tricare, and United Health Care. Prior to your consultation we will verify your insurance benefits and review detailed coverage information at your consultation. In cases where insurance is not accepted, our coordinators will arrange for discounted cash pricing. In cases where your insurance plan is not accepted or your insurance does not offer coverage, we are able to work with each patient one on one to make fertility expenses affordable.