The cost of IVF process or in-vitro fertilization depends on a number of factors. Embarking on an IVF journey is a big decision that comes with many concerns and questions. There is an emotional investment, and also financial considerations. Hence, it’s only plausible to ask about the costs of IVF, whether IVF comes under your insurance coverage, and how does the cost vary in different scenarios.

The average cost of in vitro fertilization (IVF) is $12,000. A basic IVF may cost as much as $15,000 or maybe as low as $10,000. the pricing is rarely lower than that. These estimates do not include the cost of medications, which may run as low as $1,500 or as high as $3,000 per cycle.

The total cost of in vitro fertilization in California depends on the following factors:

  1. Fertility Medications
  2. Whether Egg Donor is needed
  3. No. of cycles
  4. PGD/PGS genetic screening
  5. ICSI requirement
  6. Freezing extra eggs
  7. Freezing extra embryos
  8. Custom IVF plan
  9. Fertility clinic
  10. Country or State where IVF is taking place etc.

Costs of fertility medications in IVF

Many fertility medications and injections are required to prepare the patient’s body for the IVF process. For example, the patient takes contraceptive pills for synchronizing her menstrual period, ovulation suppression drugs to stimulate the ovaries, and trigger shots in order to encourage follicle maturation before egg retrieval.

The average total costs of these medications can come around $1500 – $5000 depending on individual cases.

Fortunately, doing a little research can help you lower a substantial amount on fertility medication.

Using Egg Donors or Sperm Donor

In case your eggs are not healthy enough to be used for IVF embryo creation, an Egg Donor would be needed. You also have the option to choose fresh or frozen eggs as per your doctor’s recommendation.

Using an egg donor for becoming parents can greatly add to the total cost of in vitro fertilization, as egg donation can cost between $20,000 to $38,000.

On the other hand, using a sperm donor is rather less expensive and costs you from $500 to $3,000 additionally.

Number of IVF cycles needed to yield success

Although IVF is one of the most successful fertility treatments to date, it doesn’t retain a 100% guarantee. Chances are, you will require more than one cycle for achieving a successful pregnancy to term.

On average, each IVF cycle costs $7,000 and maybe a bit high in states like California.

Thankfully, RSMC offers a number of available package options that can reduce the total cost of IVF if multiple cycles are required.

PGD/PGS genetic screening

PGD or PGS tests screen the resulting embryo/s for possible genetic abnormalities. It greatly enhances the success rate of an IVF cycle and can prevent a baby from being born with genetic diseases.

RSMC offers comprehensive PGD and PGS testing for IVF patients. You can expect between $5,000 – $9,000 for opting for genetic screening in California.

IVF with ICSI

ICSI or Intra-Cytoplasmic Sperm Injection is often used in conjunction with IVF, especially when the sperm motility or quality is low. In this process, the sperm of the Intended father is collected, washed, and prepared and one potential sperm can be used to fertilize the eggs with ICSI.

ICSI procedure costs between $1,500 to $2,000.

Cost of freezing the left out eggs and embryos after IVF

It is possible that all the eggs retrieved were not needed for the IVF cycle. In that case, you will have the choice to freeze the extra eggs or embryos to have babies in the future.

RSMC offers both egg freezing and embryo freezing facilities with egg freezing costing an average of $10,000 (look out for our ongoing special price) and embryo freezing about $12,000 to $15,000.

Custom IVF plan

Each and every case is unique and mostly requires a different approach. Hence, when looking for an IVF clinic, make sure it’s not a one-size-fits-all program you are opting for.

RSMC is proud to offer 40+ customized IVF plans to yield success even in the most hopeless cases.

Clearly, it’s impossible to conclude how much these IVF plans would cost as every situation involves various procedures.

Costs of in-vitro fertilization with different fertility clinic

The price an IVF fertility clinic determines is based on several factors, the most important being the clinic’s reputation.

If a clinic is reputable, it will have a high demand from patients who choose to have their IVF treatment at this particular clinic based on its good name. Not to mention this good reputation is mainly due to having high success rates, although other factors such as professionalism, privacy, and attitude also play a role in distinguishing a clinic, among others.

Other clinics with less demand for their services will naturally charge less, significantly at times. This, however, doesn’t always equate to a better overall patient experience. Keep in mind that they’re charging less for a reason. A clinic that has a well-established reputation like RSMC is able to have higher fertility treatment success rates.

Moreover, many fertility clinics charge additional fees for consultation, counseling, partner IVF laboratory, etc., and add the cost of these additional services in IVF.

Before Judging an IVF Clinic by Cost

That being said, cost shouldn’t be the only factor when choosing an IVF clinic. Make sure to ask the necessary questions regarding the price quotation as well as the success rate, equipment employed, and the quality of the IVF laboratory.

An important step you will want to take when looking for a fertility clinic is reading each clinic’s reviews from the previous fertility patients. Reading through the experience of other patients will help you see both the advantages and disadvantages of every clinic. You want to pick an establishment that has good reviews and a strong client base that is vouching for that clinic.

With Reproductive Sciences Medical Center in California, these costs of the IVF process can be greatly reduced. We employ an in-house IVF laboratory with a full-time lab director supervising the entire procedure. We offer complimentary consultation with the best IVF specialists, saving you cost while providing insight into your IVF journey.

RSMC is proud of holding the highest success rates well above the national average with 80% success for frozen embryo transfer cycles.

Country and state where IVF is taking place

Cost variation in countries

One of the most influencing factors why the cost of in-vitro fertilization varies greatly.

As per one study, Average IVF costs in Asian countries like India, China, Thailand, range between $1,500 to $6,000, whereas, in many European countries such as Ukraine, Lithuania, Czech Republic, the cost is reduced to an average of $1,100 – $3,000.

However, in the US, Singapore, Malaysia, and a lot of other greatly developed countries the cost runs between $6,500 to $12,000.

This begs a question: why does the cost of IVF vary so greatly depending on the countries?

The main reason is quality of life, costs incurred in different stages of in-vitro fertilization procedure, related expenses, etc. One thing to remember is that medication costs are hugely inconsistent in these countries and the procedures may be rather straightforward in countries offering a low-cost IVF. Taxes levied on the medical procedures also participate in controlling the overall costs.

Another factor is that many of the abroad IVF clinics offer related procedures (genetic screening or ICSI) for separate costs or do not include medicine expenses in the total price quotation.

Cost of IVF Treatment in Different Countries

 

Cost variations in states

Costs of IVF process vary state-wise due to laws imposed, traveling expenses, type of IVF plan offered, insurance coverage, supply, and demand, etc.

States Where IVF Treatment is Covered by Insurance

Insurance coverage for IVF

At present, there are 19 states that have enacted insurance coverage laws for fertility treatments, with 13 of them including IVF and 10 states ensuring coverage for fertility preservation in case of infertility.

Although insurance laws of California require certain insurance providers to cover infertility tests and treatments, it does not have any law to mandate direct coverage for IVF treatment as of now.

Fortunately, many known employers provide coverage for their employee’s fertility treatment.

Top Employers Offering IVF Treatment Coverage

Reducing the cost of your IVF treatment

But the good news is there are many ways to reduce the cost of in-vitro fertilization.

  • Seek out if your employer offers insurance coverage for IVF
  • Although insurance does not cover the treatment itself, most times, fertility medications are covered by the insurance provider.
  • Spend tax excluded funds, such as FSA, for IVF treatment.
  • Compare medication prices of different shops etc.

At RSMC, our financial counselor will help you understand the whole price of IVF and look into your insurance plan to see how it can be utilized best.

IVF cost with RSMC

As said above, RSMC creates different IVF protocols depending on individual patient cases and so it’s not possible to declare a fixed price until our IVF doctors have thoroughly studied your situation.

Still, we believe that the cost of IVF should not stop you from realizing your parenthood dreams. We have a number of options available to make IVF affordable for you. Set up a consultation today.